Terms of Service

Agreement to Terms

By accessing or using williammhammer.com (the "Site"), you agree to be bound by these Terms of Service. If you do not agree, please do not use the Site.

No Investment Advice

Content on this Site, including blog posts, market commentary, the glossary, and the investment quiz, is provided for general informational and educational purposes only. Nothing on this Site constitutes personalized investment advice, a recommendation to buy or sell any security, or a guarantee of any investment outcome. Investing and trading involve risk, including the possible loss of principal. You should consider your own financial situation and consult a qualified professional before making investment decisions.

No Guarantee of Results

Any testimonials, past results, or examples referenced on this Site reflect individual experiences and are not representative of all clients or typical results. Past performance is not indicative of future results.

Use of the Site

You agree to use the Site only for lawful purposes and in a way that does not infringe the rights of, or restrict or inhibit the use of, this Site by anyone else. This includes not submitting false information through the contact form, Get Started wizard, or blog comments.

Intellectual Property

All content on this Site, including text, graphics, logos, and the site design, is the property of William Hammer unless otherwise noted, and may not be reproduced, distributed, or used without prior written permission.

Third-Party Links and Services

This Site may reference or link to third-party services, including Formspree, Google reCAPTCHA, Disqus, and FINRA BrokerCheck. I am not responsible for the content, accuracy, or practices of these third-party services.

Disclaimer of Warranties

This Site and its content are provided "as is" without warranties of any kind, either express or implied. I do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

Limitation of Liability

To the fullest extent permitted by law, I will not be liable for any direct, indirect, incidental, or consequential damages arising out of your use of, or inability to use, this Site or its content.

Changes to These Terms

These Terms of Service may be updated from time to time. Continued use of the Site after changes are posted constitutes acceptance of the revised terms.

Contact

If you have questions about these Terms of Service, please contact me at [email protected].